ClearTalk Financial
Conversations that go deeper into the strategy behind the money.
ClearTalk Financial features practical, in-depth conversations hosted by Michael Andrews of Sacramento Smooth Jazz with John Nunes of Fortis Insurance Solutions. Together, they explore retirement, protection, taxes, income planning, and financial decision-making—going beyond the product to focus on the strategy behind the money. Each conversation is designed to help listeners better understand how the pieces can work together as part of a more coordinated financial plan.
Featured Series
Family Protection
What Happens When the Paycheck Stops
This ClearTalk conversation explores how Social Security, pensions, annuities, and other income strategies can help replace the paycheck and create greater retirement income stability.
July 18, 2026
Retirement Planning
Where Annuities Fit
This ClearTalk conversation explores where annuities may fit within a retirement strategy and how they can complement Social Security, savings, and other income sources to support more dependable retirement income.
July 18, 2026
Financial Foundations
Financial Blindspots
This ClearTalk conversation explores common financial blind spots that can affect income, protection, and long-term planning—and why identifying potential gaps before problems arise matters.
July 18, 2026
Retirement Planning
Your 401(k) Is Not A Retirement Account
A 401(k) can be an effective accumulation tool, but building a retirement balance is not the same as creating a retirement income plan. This ClearTalk conversation explores the difference between accumulating assets and turning those assets into dependable income in retirement.
July 18, 2026
Retirement Planning
Retirement Income Blueprint
This ClearTalk conversation explores how Social Security, pensions, savings, annuities, taxes, healthcare costs, and other income sources can work together to create a more coordinated retirement income plan.
July 18, 2026