ClearTalk Financial
Conversations that go deeper into the strategy behind the money.
ClearTalk Financial features practical, in-depth conversations hosted by Michael Andrews of Sacramento Smooth Jazz with John Nunes of Fortis Insurance Solutions. Together, they explore retirement, protection, taxes, income planning, and financial decision-making—going beyond the product to focus on the strategy behind the money. Each conversation is designed to help listeners better understand how the pieces can work together as part of a more coordinated financial plan.
Featured Series
Estate Planning
The Name on the Form Matters More Than You Think
Michael Andrews and John Nunes discuss why beneficiary designations matter and how the name on a financial form can affect where assets ultimately go.
September 8, 2026
Family Protection
The Stay at Home Parent is Not Free
Michael Andrews and John Nunes discuss the often-overlooked financial value of a stay-at-home parent and why protecting that contribution matters.
September 6, 2026
Underinsurance
Underinsured is a Financial Position
Michael Andrews and John Nunes discuss the risk of being underinsured and why life insurance should be reviewed as financial responsibilities change.
September 4, 2026
Family Protection
Your Family Doesn't Inherit Your Intentions
Michael Andrews and John Nunes discuss why good intentions are not enough when a family depends on income. The conversation focuses on reviewing life insurance, beneficiaries, employer coverage, and changing responsibilities before “later” becomes too late.
September 3, 2026
Family Protection
You Can't Buy Yesterday's Health
In this episode of Clear Talk Financial™, Michael Andrews and John Nunes of Fortis Insurance Solutions discuss why waiting can affect pricing, underwriting, coverage options, and even eligibility, and why today’s options may not be the same tomorrow.
September 3, 2026