ClearTalk Financial
An educational media series from Sacramento Smooth Jazz®
Clear Talk Financial™ features educational conversations hosted by Michael Andrews of Sacramento Smooth Jazz® with professionals and subject-matter experts across a wide range of financial topics.
John Nunes of Fortis Insurance Solutions appears on Clear Talk Financial™ to provide educational perspectives on topics including retirement, insurance protection, income planning, and other financial concepts.
The conversations are designed to make complex topics easier to understand, explore important questions and considerations, and help audiences become better informed when speaking with the professionals they choose to work with.
Explore John Nunes' Clear Talk Financial™ conversations below.
Featured Series
Financial Foundations
Before Everything Else Comes First
Why September is the right time to review your protection and priorities before the holidays push financial planning aside.
September 10, 2026
Estate Planning
The Name on the Form Matters More Than You Think
Michael Andrews and John Nunes discuss why beneficiary designations matter and how the name on a financial form can affect where assets ultimately go.
September 8, 2026
Family Protection
The Stay at Home Parent is Not Free
Michael Andrews and John Nunes discuss the often-overlooked financial value of a stay-at-home parent and why protecting that contribution matters.
September 6, 2026
Underinsurance
Underinsured is a Financial Position
Michael Andrews and John Nunes discuss the risk of being underinsured and why life insurance should be reviewed as financial responsibilities change.
September 4, 2026
Family Protection
Your Family Doesn't Inherit Your Intentions
Michael Andrews and John Nunes discuss why good intentions are not enough when a family depends on income. The conversation focuses on reviewing life insurance, beneficiaries, employer coverage, and changing responsibilities before “later” becomes too late.
September 3, 2026