ClearTalk Financial
Conversations that go deeper into the strategy behind the money.
ClearTalk Financial features practical, in-depth conversations hosted by Michael Andrews of Sacramento Smooth Jazz with John Nunes of Fortis Insurance Solutions. Together, they explore retirement, protection, taxes, income planning, and financial decision-making—going beyond the product to focus on the strategy behind the money. Each conversation is designed to help listeners better understand how the pieces can work together as part of a more coordinated financial plan.
Featured Series
Family Protection
Your Family Doesn't Inherit Your Intentions
Michael Andrews and John Nunes discuss why good intentions are not enough when a family depends on income. The conversation focuses on reviewing life insurance, beneficiaries, employer coverage, and changing responsibilities before “later” becomes too late.
September 3, 2026
Family Protection
You Can't Buy Yesterday's Health
In this episode of Clear Talk Financial™, Michael Andrews and John Nunes of Fortis Insurance Solutions discuss why waiting can affect pricing, underwriting, coverage options, and even eligibility, and why today’s options may not be the same tomorrow.
September 3, 2026
Liquidity & Capital Control
Infinite Banking System
Michael Andrews and John Nunes break down the Infinite Banking Concept and how it fits within the Bank component of the Fortis Legacy Diamond, and why the strategy should be evaluated as part of a broader financial plan.
September 3, 2026
Family Protection
The First Thirty Days Without a Paycheck
Michael Andrews and John Nunes discuss what happens when a paycheck suddenly stops but the household bills keep coming. The episode introduces the 30-Day Test and asks whether the protection you have is enough to help your family maintain financial continuity.
September 3, 2026
Financial Foundations
Fortis Legacy Diamond
This ClearTalk conversation introduces the Fortis Legacy Diamond and explores how protection, retirement, financial control, and strategic leverage can work together as part of one coordinated financial strategy.
August 21, 2026