ClearTalk Financial
Conversations that go deeper into the strategy behind the money.
ClearTalk Financial features practical, in-depth conversations hosted by Michael Andrews of Sacramento Smooth Jazz with John Nunes of Fortis Insurance Solutions. Together, they explore retirement, protection, taxes, income planning, and financial decision-making—going beyond the product to focus on the strategy behind the money. Each conversation is designed to help listeners better understand how the pieces can work together as part of a more coordinated financial plan.
Featured Series
Tax Planning
Roth Conversions
This ClearTalk conversation explores the potential benefits, drawbacks, tax considerations, and timing decisions involved in a Roth conversion—and why the strategy should be based on your individual financial circumstances.
July 19, 2026
Tax Planning
Roth Conversions
This ClearTalk conversation examines the timing, tax impact, future goals, and personal factors that should be considered before making a Roth conversion decision.
July 19, 2026
Tax Planning
Roth Conversions
This ClearTalk conversation explores how tax strategy, retirement income, timing, and financial flexibility can influence whether a Roth conversion fits within your overall retirement plan.
July 19, 2026
Tax Planning
Roth Conversions
This ClearTalk conversation examines the tax-planning choices, long-term flexibility, and broader retirement considerations involved in deciding whether a Roth conversion fits your overall strategy.
July 19, 2026
Retirement Planning
The Retirement Gap
This ClearTalk conversation explores common retirement myths, overlooked planning decisions, and why saving through a 401(k) or other accounts may not by itself create dependable retirement income.
July 18, 2026