ClearTalk Financial
Conversations that go deeper into the strategy behind the money.
ClearTalk Financial features practical, in-depth conversations hosted by Michael Andrews of Sacramento Smooth Jazz with John Nunes of Fortis Insurance Solutions. Together, they explore retirement, protection, taxes, income planning, and financial decision-making—going beyond the product to focus on the strategy behind the money. Each conversation is designed to help listeners better understand how the pieces can work together as part of a more coordinated financial plan.
Featured Series
Financial Foundations
Your Financial Starting Point
This ClearTalk conversation explores why building a strong financial life starts with understanding priorities and putting the right financial pieces in the right order.
July 27, 2026
Tax Planning
Hidden Tax Traps
This ClearTalk conversation explores how hidden tax consequences can create unexpected costs—and why understanding those risks in advance can help protect your broader financial strategy.
July 21, 2026
Tax Planning
Hidden Tax Traps
This ClearTalk conversation explores how retirement income, account choices, withdrawals, and timing can create unexpected tax consequences—and why understanding potential tax exposure before making a financial move matters.
July 21, 2026
Retirement Planning
Which Dollars Should Create Income
This ClearTalk conversation explores why different retirement dollars may need different jobs—and why creating income, flexibility, and protection requires a coordinated retirement strategy.
July 19, 2026
Tax Planning
Roth Conversions
This ClearTalk conversation explains how Roth conversions work, why timing and taxes matter, and what to consider before moving money from a traditional retirement account into a Roth account.
July 19, 2026