ClearTalk Financial
An educational media series from Sacramento Smooth Jazz®
Clear Talk Financial™ features educational conversations hosted by Michael Andrews of Sacramento Smooth Jazz® with professionals and subject-matter experts across a wide range of financial topics.
John Nunes of Fortis Insurance Solutions appears on Clear Talk Financial™ to provide educational perspectives on topics including retirement, insurance protection, income planning, and other financial concepts.
The conversations are designed to make complex topics easier to understand, explore important questions and considerations, and help audiences become better informed when speaking with the professionals they choose to work with.
Explore John Nunes' Clear Talk Financial™ conversations below.
Featured Series
Family Protection
You Can't Buy Yesterday's Health
In this episode of Clear Talk Financial™, Michael Andrews and John Nunes of Fortis Insurance Solutions discuss why waiting can affect pricing, underwriting, coverage options, and even eligibility, and why today’s options may not be the same tomorrow.
September 3, 2026
Liquidity & Capital Control
Infinite Banking System
Michael Andrews and John Nunes break down the Infinite Banking Concept and how it fits within the Bank component of the Fortis Legacy Diamond, and why the strategy should be evaluated as part of a broader financial plan.
September 3, 2026
Family Protection
The First Thirty Days Without a Paycheck
Michael Andrews and John Nunes discuss what happens when a paycheck suddenly stops but the household bills keep coming. The episode introduces the 30-Day Test and asks whether the protection you have is enough to help your family maintain financial continuity.
September 3, 2026
Financial Foundations
The Cost of Waiting
This ClearTalk conversation explores why delaying important financial decisions around protection, debt, liquidity, and retirement planning can make those decisions harder and more costly over time.
August 19, 2026
Financial Foundations
The 3 Enemies of Money
This ClearTalk conversation explores three forces that can quietly work against your financial progress—taxes, inflation, and procrastination—and why understanding their long-term impact is essential to making better financial decisions.
August 18, 2026