ClearTalk Financial
Conversations that go deeper into the strategy behind the money.
ClearTalk Financial features practical, in-depth conversations hosted by Michael Andrews of Sacramento Smooth Jazz with John Nunes of Fortis Insurance Solutions. Together, they explore retirement, protection, taxes, income planning, and financial decision-making—going beyond the product to focus on the strategy behind the money. Each conversation is designed to help listeners better understand how the pieces can work together as part of a more coordinated financial plan.
Featured Series
Financial Foundations
The Cost of Waiting
This ClearTalk conversation explores why delaying important financial decisions around protection, debt, liquidity, and retirement planning can make those decisions harder and more costly over time.
August 19, 2026
Financial Foundations
The 3 Enemies of Money
This ClearTalk conversation explores three forces that can quietly work against your financial progress—taxes, inflation, and procrastination—and why understanding their long-term impact is essential to making better financial decisions.
August 18, 2026
Family Protection
The Truth About Term Life Insurance
This ClearTalk conversation explains how term life insurance works, why it can play an important role in financial planning, and how living benefits can add protection beyond the traditional death benefit.
August 16, 2026
Family Protection
The Truth About Life Insurance
This ClearTalk conversation explores the role life insurance can play in protecting income, family, and long-term financial plans—and why understanding your coverage options matters.
August 11, 2026
Family Protection
When a Health Care Crisis Becomes a Financial Crisis
This ClearTalk conversation explores how a serious illness or health emergency can disrupt income, savings, and household finances—and why planning for those risks matters.
July 30, 2026